COMMERCIAL INSURANCE
WHY DO I NEED IT?
If you have your own business and employ staff it is compulsory to have employers liability insurance. This covers you against your staff holding you responsible if they injure themselves whilst in your employment, negligence does however have to be proved.
(for full policy cover refer to the relevant section in your policy with Entrepreneurs cover too)
Other commercial sections such as public liability, fire, theft of property are optional extras. Each company is different and the cover required by each company can vary quite dramatically. We always recommend a full policy review every year, we will give you the best professional advice available, advising you what you need to insure and what you don't! We will not oversell you!
If you have any vehicles, it is again compulsory to have at least third party cover on each vehicle. This will cover you for damage caused to other people and/or their property. Depending on the vehicle values we will again advise you as to what cover you need. The covers available are: comprehensive, third party fire & theft and third party only.

CONTACT US NOW, BY FILLING IN THE APPROPRIATE FORM OR BY TELEPHONE OR E-MAIL, FOR A FULL REVIEW.